| Term | Loan to Value | Rate | APR | Estimated Monthly Payment |
|---|---|---|---|---|
| 10-year | less than 80% | 4.25% | 4.25% | 1% of outstanding principal balance plus interest due |
| 10-year | 81 - 85% | 5.25% | 5.25% | 1% of outstanding principal balance plus interest due |
| 10-year | 86 - 90% | 6.25% | 6.25% | 1% of principal outstanding balance plus interest due |