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Checking Accounts

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We provide checking accounts to fit your unique home or business. We also added a crossSAV feature that is optional.

crossSAV

  • crossSAV is a feature that rounds up a debit transaction to the nearest dollar and adds the difference to a savings account for you!
  • crossSAV is a smart way to save without any effort and is posted automatically. Your savings will build quickly because of your crossSAV!
  • crossSAV can be added to any of our checking accounts!

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Blue Chip

young couple on couch looking at a laptop togetherConvenient & Secure
Online & Mobile with Interest

This account is our highest interest-bearing checking account with two simple requirements: 20 Visa Debit Card transactions per statement cycle (excluding ATM transactions) and electronic statements.

  • No minimum balance requirement
  • ATM refunds up to $10.00 (when requirements are met)
  • Bill Pay online (optional)
  • Round up your transactions with the crossSAV feature (optional)
  • Visa Debit Card with chip card security
  • $50.00 voucher to be used for any Crossroads Bank service charge or fee

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Basic Blue

woman having coffee and looking at her account

Easy & Simple with Options

If you would rather not worry about meeting required debit card transactions, then Basic Blue is the account for you.

  • No minimum balance requirement for students, military (active or veterans) or seniors age 62.
  • Minimum balance requirement of $100.00 to avoid $3.00 monthly service charge
  • Bill Pay online (optional)
  • Round up your transactions with the crossSAV feature (optional)
  • Visa Debit Card with chip card security
  • $50.00 voucher to be used for any Crossroads Bank service charge or fee

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Coffee Club

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Senior Account with Interest

Join the club for ages 55 or older with benefits and features just for you. No charge for notary service, money orders, trust or investment consultation and $3.00 off a safe deposit box. No charge to shred sensitive documents. So enjoy the benefits!

  • Minimum balance requirement – $1,000.00 to avoid service charge fee
  • Interest-bearing checking account
  • Bill Pay online (optional)
  • Round up your transactions with the crossSAV feature (optional)
  • Visa Debit Card with chip card security
  • $50.00 voucher to be used for any Crossroads Bank service charge or fee

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Money Market

hand with pen writing in a check book

Personal or Business

This account is an interest-bearing checking account designed for personal or business. You have the freedom to make a withdrawal, but transactions are limited to six during a one-month period (required by Federal Regulations).

  • Minimum balance to open Money Market account – $1,000.00
  • Interest-bearing checking account
  • Bill Pay online (optional)
  • Round up your transactions with the crossSAV feature (optional)
  • Visa Debit Card with chip card security
  • $50.00 voucher to be used for any Crossroads Bank service charge or fee

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