Crossroads Bank knows how important your information is. That is why we are constantly looking for the best possible answers in cyber security defense, and we know that you can benefit from our expertise in this area. No techniques will be 100% effective, but following these simple tips will greatly reduce the likelihood and impact of cyber security attacks on you and your data.
Here are some terms and concepts that you should be familiar with to better protect yourself:
Pronounced “Fishing”, this is an attempt by a criminal to convince or coerce you into providing them with personal identifying information. The criminal can then use that information in a variety of ways, including but not limited to: Account takeover, opening new accounts in your name, gaining more information by using the information they have been given, or using information from you to gain access to someone else that you know. Phishing is most commonly perpetrated through e-mail.
Best defense against phishing?
Be continually vigilant and careful when providing personal information, and always be sure you really know who you are talking to.
This is a special type of software that provides a criminal with control over or access to some or all of your computer files and functions. Typically, this will be deployed without your knowledge by a seemingly innocent link or attachment that is provided to the victim. Malware will often work its way from one computer to others in attempt to gain more information and control.
Best defense against Malware?
A multi-pronged defense is necessary, you need to have updated software, anti-virus protection, and a careful and vigilant approach to accepting emails and visiting websites.
This is a specific type of software that locks a victim out of their computer until they pay a specific ransom to the attacker. Upon payment the criminal claims that they will release the information from the victim’s computer. These attacks have typically impacted businesses more than individuals, but individuals are still vulnerable.
Best defense against Ransomware?
The same as any other Malware, with an added layer of protection coming from good backups of important files held off the computer to minimize the impact of lost files.