Wire Transfer Instructions

Sending Wire Transfers

To send a wire transfer, please visit the bank. We do not accept wire instructions through e-mail because we require a signature and we must witness your signature.

  • To send a wire, please contact the receiving bank to obtain wire instructions.  Once you receive those instructions please contact us.  

Receiving Wire Transfers

To receive a wire at Crossroads Bank, the following information should be given to the party that is originating the wire. (printable instructions)

  • Receiving Bank: UMB Bank
  • Receiving Bank Address: 1008 Oak Street  Kansas City, MO  64106
  • Receiving Bank Phone Number:  816-860-7000
  • Receiver ABA: 101000695
  • Foreign Wire Swift Code:  UMKCUS44
  • Beneficiary's Bank: Crossroads Bank
  • Beneficiary Bank Address: 2000 S Banker Street  Effingham, IL  62401
  • Bank Account: 9879008338
  • Final Credit To: Your name
  • Address: Your address
  • Account Number: Your account number

Wire requests are taken Monday to Friday during lobby hours. A wire request received after 3:00 p.m. will be processed the next business day.

Wire Fees

Domestic Foreign
Outgoing Incoming Outgoing Incoming
Customer  $ 20.00  no charge  $ 50.00  no charge
Non-Customer  $ 40.00  $     25.00  $ 75.00  $     25.00