Loans/Mortgages

Mortgage Loans

Are you thinking of building or buying a new home or refinancing your current one? Crossroads Bank offers a variety of Real Estate loans providing the flexibility needed to tailor a mortgage to your specific needs. Our mortgage officers will meet with you one-on-one to help you choose the mortgage that is best for you!

Please provide the following documents along with the completed Residential Loan Application to speed the processing of your application:

  1. Copies of the last 2 years W-2’s
  2. Copies of the most recent paystubs
  3. Copies of the last 1 months bank statements for all accounts
  4. If you are self-employed or receive commission income, copies of the last 2 years complete income tax returns – be sure to include all schedules and attachments

Please print off all three documents:

  1. Mortgage Loan Application
  2. Insurance Disclosure
  3. Transcript

Crossroads Bank and all our mortgage loan originators are registered with the Nationwide Mortgage Licensing System (NMLS).  In order to provide homebuyers and the general public with greater information concerning the companies and professionals in the mortgage industry and in fulfillment of the federal S.A.F.E. Mortgage Licensing Act of 2008, the Nationwide Mortgage Licensing System & Registry (NMLS) hosts a website called NMLS Consumer Access.

NMLS Consumer Access www.NMLSConsumerAccess.org, contains administrative and licensing information for companies, branches, and individuals licensed or registered through NMLS.

Crossroads Bank NMLS Numbers

Crossroads Bank  #401683
Andrew Grunloh   #402335
Douglas Feldhake #402337
Christopher Kabbes #402338
Becky McGee   #402340

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Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a powerful tool with unbelievable rates.

Our HELOC is smart money management and then some. First, it offers a cost-effective way to use the value of your home to pay for major purchases NOW! You may even be able to borrow up to 90% of your home's value. Then, you can use this line of credit for anything — debt consolidation, home improvements, college, or that dream vacation you've longed to take.

Please provide the following documents along with the completed Home Equity Loan Application to speed the processing of your application:

  1. Copies of the last 2 years W-2’s
  2. Copies of the most recent paystubs
  3. Copies of the last 1 months bank statements for all accounts
  4. If you are self-employed or receive commission income, copies of the last 2 years complete income tax returns – be sure to include all schedules and attachments
  5. Current real estate bill

Please stop by and pick up an application at any of our branches!

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Consumer Loans

Crossroads Bank offers a variety of fixed rate installment loan products.

  • Automobile
  • Boat
  • Recreational (RV, ATV, Motorcycle)
  • Mobile Home

Please print our Consumer Loan Application

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RediCredit

Get RediCredit for life's ups and downs. Take note of this Special Credit Plan.

Whether you're replacing the old record player with a new stereo system or re-roofing the house, RediCredit gives you instant access to the money you need.

You can get pre-approved for up to $4,000, depending on your financial history. You can make as many purchases as you want - as long as you make monthly payments and don't exceed your credit limit.

Get a loan with "no sweat."

With RediCredit, you can borrow whenever you want - all you have to do is write a check! Then, you simply pay it back in convenient monthly installments. That means you don't have to reapply every time you want a loan. So go ahead, buy that new piece of fitness equipment you've been wanting. RediCredit rates are lower than most credit cards.

Go ahead, dive right in!

Starting your RediCredit account is easy! Instead of filling out a flood of paperwork, simply come in to the bank and fill out our short application.

When you have RediCredit, you'll be prepared for life's ups and downs. Now you can afford that pool the entire family's been asking for every summer. No matter what you need the money for...new siding for your home, dream vacation or new washing machine...we can help.

If you have questions or would like to know more about RediCredit, call Crossroads Bank at 217-347-7751.

Download our Redi-Credit Application

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