Funds Transfer


Mortgage Loans

Are you thinking of building or buying a new home or refinancing your current one? Crossroads Bank offers a variety of Real Estate loans providing the flexibility needed to tailor a mortgage to your specific needs. Our mortgage officers will meet with you one-on-one to help you choose the mortgage that is best for you!



Home Equity Line of Credit (HELOC)

We have some exciting news to share with you, our valued customers! It's our new Home Equity Line of Credit (HELOC), a powerful financial tool with unbelievable rates.

Our HELOC is smart money management and then some. First, it offers a cost-effective way to use the value of your home to pay for major purchases NOW! You may even be able to borrow up to 90% of your home's value. Then, you can use this line of credit for anything — debt consolidation, home improvements, college, or that dream vacation you've longed to take.

Opening this account is easy, too! Just call 217-347-7751 and ask to speak with our Mortgage Department.



Consumer Loans

Crossroads Bank offers a variety of fixed rate installment loan products.

  • Automobile
  • Boat
  • Recreational (RV, ATV, Motorcycle)
  • Mobile Home


RediCredit

Get RediCredit for life's ups and downs. Take note of this Special Credit Plan.

Whether you're replacing the old record player with a new stereo system or re-roofing the house, RediCredit gives you instant access to the money you need.

You can get pre-approved for up to $4,000, depending on your financial history. You can make as many purchases as you want - as long as you make monthly payments and don't exceed your credit limit.

Get a loan with "no sweat."

With RediCredit, you can borrow whenever you want - all you have to do is write a check! Then, you simply pay it back in convenient monthly installments. That means you don't have to reapply every time you want a loan. So go ahead, buy that new piece of fitness equipment you've been wanting. RediCredit rates are lower than most credit cards.

Go ahead, dive right in!

Starting your RediCredit account is easy! Instead of filling out a flood of paperwork, simply come in to the bank and fill out our short application.

When you have RediCredit, you'll be prepared for life's ups and downs. Now you can afford that pool the entire family's been asking for every summer. No matter what you need the money for...new siding for your home, dream vacation or new washing machine...we can help.

If you have questions or would like to know more about RediCredit, call Crossroads Bank at 217-347-7751 and ask for our Installment Loan Department.


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