Debit Cards

Our card goes beyond conventional checking

Most checkbooks can only do one thing - checking. Our VISA® Check Card does this and much more. VISA Check Card gives you a faster, more economical, more convenient way to buy the products and services you need. That's because it allows you to withdraw funds from your checking account without ever having to write out a check. You can purchase groceries, gas, or anything else wherever VISA® is accepted. Plus, VISA Check Card performs all the functions of an ATM card. It's a checking-withdrawing-depositing-and-transferring-funds card all in one.

Fast and one-step easy

Forget having to round up your checkbook, a pen, and two forms of identification. With VISA Check Card, every purchase is as simple as using a credit card.

Worry free when you're out of town

No need to worry about getting your checks cashed out of town. VISA Check Card is accepted wherever VISA® is accepted. You'll be welcomed like a local every place you travel.

Provides all the advantages of an ATM card

Need to deposit, withdraw, or transfer funds? No problem. VISA Check Card gives you access to all these services.

Economical and ecological

Eliminate the need to purchase checks (and the risk of running out when you're at the checkout). VISA Check Card saves money in check printing fees while it saves valuable resources.

Safeguarded if lost or stolen

When you receive your VISA Check Card, you'll also be assigned a Personal Identification Number (PIN). It's added security against someone making transactions without your consent. As an added safeguard, we provide a cap on your liability if your card is lost or stolen. To have this done, please contact us. If your debit card is lost or stolen after bank hours call CSI at 1-844-202-5333.

Verified by Visa

Your Visa card is now protected by Verified by Visa — it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password prsotection whenever you shop online at participating stores listed at


ATM Cards

  • Crossroads Bank ATM cards provide you with convenient access to cash at any one of thousands of ATMs.
  • The bank’s ATMs are conveniently located:
    • in the last drive-up lane at our 2000 S. Banker Street and
    • in the last drive-up lane at our 806 N. Keller Drive location.
  • Your withdrawal limit is $300.00 in a 24 hour period.
  • Networks that we are associated with are NYCE, MasterCard, Cirrus, PLUS, VISA, American Express Cards, Pulse, NOVUS and Maestro.

Please contact us for additional information.

Surcharge Free ATM Network

We have joined an alliance of community banks, which are offering customers a surcharge free ATM network. 

Click on the link below to search for locations where you can use your Debit Card or ATM, issued by our bank, free of charge. What that means for you is there will be no surcharge at the ATM you are using, nor will there be a charge from us for using that ATM. 

 Alphalink Alliance

Once again, we are focusing on our customer's needs and creating advantages for our customers by working together with other community banks.

Let us know how you like the "Surcharge Free Network". We are very excited to offer this service to you, our valued customer.