Business Loans
Careful planning and the right credit package can take pressure off cash flow and help your business grow.
Crossroads Bank Loan Structure
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Line of Credit:
A commitment to meet working capital requirements for your company. Typically used for accounts receivable and inventory purchases as well as interim financing for construction projects. -
Revolving Line of Credit:
A credit agreement that allows you to borrow, repay and borrow again, without reapplying. Often used to purchase inventory and fixed assets, carry accounts receivable, ease cash flow problems or finance a merger or acquisition. -
Letter of Credit:
An arrangement that allows your business to substitute Crossroads Bank’s credit standing for your own. Particularly useful in establishing open lines of credit with suppliers. -
Term Loan:
Loans which provide a more permanent increase in working capital. Ideal for financing equipment, automobiles and trucks, real estate and expansion/acquisitions. - Commercial Mortgage:
A long-term alternative for developing and purchasing real estate.
Please contact us for more information about our business loans.
