Business Credit Cards
- Annual Percentage Rate (APR) of 13.25%
- No annual fee
- No balance transfer option available
- Late fee is $15 to $39 depending on the amount of new balances
- Option to revolve or pay balance in full for aggregate credit lines under $25,000
- Company and Employee’s name embossed on each card
- Acceptance at millions of merchants that accept Visa credit cards
- Travel Assistance Services
- Up to $500,000 Travel Accident Insurance
- Monthly account summaries
- Online reporting available for account activity & electronic storage of same activity
- Two statement options to choose from:
- Individual statements for each employee for easy tracking, account usage and if using reward points, those can go to the employee as an incentive.
- Consolidated billing to allow account usage to roll to one control account. If using reward points, that activity will roll-up to one control account as well.
Visa Business Rewards Card – visit www.rewards.umb.com to learn more!
- Annual Percentage Rate (APR) of 9.15%
- $50 per card annual fee (not required to place every card on the program)
- Earn points for every dollar in purchases
- No monthly or annual point cap
- Same account set up and payment options as the regular Business Card program
Click here for a printable application. Please fill out the application and bring it to the bank.
Your APR may vary. The regular APR for Purchases is determined monthly by adding 8.00% to the Prime Rate for the Visa Business Credit Card and 3.90% to the Prime Rate for the Visa Business Rewards Credit Card. The regular APR for Cash Advances is determined monthly by adding 12.00% to the Prime Rate for the Visa Business Credit Card and 7.90% to the Prime Rate for Visa Business Rewards Credit Card. The Prime Rate will never be less than 5.25%.