Careful planning and the right credit package can take pressure off cash flow and help your business grow.

Crossroads Bank Loan Structure

• Line of Credit:
  A commitment to meet working capital requirements for your company. Typically used for accounts receivable and inventory purchases as well as interim financing for construction projects.
   
• Revolving Line of Credit:
  A credit agreement that allows you to borrow, repay and borrow again, without reapplying. Often used to purchase inventory and fixed assets, carry accounts receivable, ease cash flow problems or finance a merger or acquisition.
   
• Letter of Credit:
  An arrangement that allows your business to substitute Crossroads Bank’s credit standing for your own. Particularly useful in establishing open lines of credit with suppliers.
   
• Term Loan:
  Loans which provide a more permanent increase in working capital. Ideal for financing equipment, automobiles and trucks, real estate and expansion/acquisitions.
   
• Commercial Mortgage:
  A long-term alternative for developing and purchasing real estate.

Please contact us for more information about our business loans.