Our Main Office: Address: Crossroads Bank 2000 S. Banker Street P.O. Box 783 Effingham, IL 62401 Lobby Hours : Monday - Thursday: 8:30 - 4:00   Friday: 8:30 - 5:00   Saturday: 8:30 - 12:00 Drive-Up Hours: Monday - Thursday: 7:30 - 5:30   Friday: 7:00 - 6:00   Saturday: 7:30 - 1:00 Our Full Service Facility Address: Crossroads Bank 806 N. Keller Drive P.O. Box 783 Effingham, IL 62401 Lobby Hours : Monday - Thursday: 8:30 - 4:00   Friday: 8:30 - 5:00   Saturday: 8:30 - 12:00 Drive-Up Hours: Monday - Thursday: 7:30 - 5:30   Friday: 7:00 - 6:00   Saturday: 7:30 - 1:00

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